If you or your elderly parents are new to the United States, and if they hold green cards, you may wonder if you or they can receive Medicare benefits. After all, just because you or they are new to the country, does not mean that your health automatically restores itself. Unfortunately, however, the short answer to your inquiry is no, new residents are not eligible for Medicare benefits. This is true even if you or your parents possess green cards.
According to Insubuy, “regular residents” of the United States – “regular” meaning U.S. born, permanent residents, etc. – can get Medicare if they have worked and paid taxes in the United States for 40 consecutive quarters. This equates to 10 years. Individuals must also be 65 years of age or older to qualify for Medicare benefits. That said, if a person has lived in the United States for five consecutive years, has been a green card holder or lawful permanent resident for those five years, and is at least 65 years of age, he or she can buy Medicare Part A benefits. They may be able to purchase Part B and Part D benefits, as well, though everyone who wishes to have access to these benefits must purchase them from the U.S. government—U.S. natives included.
As of 2018, the cost to purchase Part A benefits is $422.00 a month. This is about average for the cost of health insurance in the United States as of this year. To purchase Part B benefits, a person can expect to pay $134.90 a month. The cost of Part D benefits depends on a number of factors, including the plan one chooses and his or her income.
In short, if you or your parents choose to purchase benefits from the government when you become eligible to do so, you can expect to pay at least $556.00 a month, plus the cost of Part D benefits if you decide you need those.
It is important to note that Medicare Part A, B, and D does not cover every possible medical expense. Just like with private health insurance, there are additional add-ons for unique health concerns. That is why there are Medicare Supplement Plans, or Medigap Plans, sold by private health insurers and designed to cover an insured’s anticipated health costs outside of what Medicare would cover.
Unfortunately, you do not have many options for health insurance outside of purchasing a healthcare plan. VisitorsCoverage.com offers more information regarding how you can go about applying for healthcare as an immigrant and makes suggestions for which types of plans may be right for you.
At Kriezelman Burton & Associates, LLC, we understand that your life in the U.S. is bound to be full of complications and challenges that you will have to overcome. Our Chicago immigration lawyers are prepared to help you navigate those challenges and, if possible, work toward a viable solution. If you want to make your new life here as seamless as possible, contact our immigration law firm today.
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I would like to express my sincere gratitude to my attorney, Brittni Rivera, for her professionalism and support during a very difficult time. I was in detention for 6 months, and thanks to her hard work and filing a habeas corpus petition, I was finally released. In addition, when I was released, ICE did not return my documents. Brittni did not ignore this issue — she took action and successfully…
My aunt was recently detained by ICE and sent to El Paso, Texas to the East Montana Detention Facility. This place is essentially a prison in the middle of the desert, and the majority of the detainees here get deported. My family and I interviewed a dozen immigration attorneys around the country to help my aunt, and we decided to hire Kevin Raica, an attorney with Kriezelman Burton and Associates.…
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I cannot recommend Kevin Raica highly enough. He helped me successfully obtain my U.S. green card, and the entire process was smooth and stress-free because of his expertise and dedication. From start to finish, Kevin was professional, organized, and extremely knowledgeable about immigration law. He made sure every document was prepared correctly and took the time to explain each step clearly. Anytime I had questions, he responded promptly and made…
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