Healthcare for Immigrant Parents
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Learn About Healthcare for Immigrant Parents With An Immigration Attorney Chicago
For many United States residents, whether they are a citizen or otherwise, it is important to bring their parents to the U.S. to be able to take care of them. While the process to bring parents here is usually straightforward, healthcare is not as simple.
In the United States, seniors 65 years and older are generally eligible for Medicare. However, people who have been in the country for less than five years are not eligible for Medicare. An immigrant parent also will not be eligible for Medicare without five years of residence in the United States unless they reside in one of fourteen states that has modified rules based on immigration status.
Earlier, before the Affordable Care Act, it used to be that obtaining individual health insurance for immigrant parents over 65 years of age was difficult. Most health insurance providers refused to offer coverage to seniors because of higher risks. However, the Affordable Care Act has made it so that age and preexisting conditions cannot be used to determine coverage. An immigrant parent may even qualify for subsidies under the Affordable Care Act.
How to obtain health insurance through exchange
You can apply for health insurance for your immigrant parent here. You will need to buy health insurance through the exchange for your state. Your parent will need the following to apply.
- Email address;
- Address of residence;
- Social Security number;
- Green card number;
- I-94 number;
- Visa, if he/she has one; and
- Other supporting documents.
Under the Affordable Care Act, the premium for a person 65 years and over should never be more than three times the premium for younger enrollees.
Other options
If, for some reason, your parent is ineligible for health insurance through the healthcare exchange or you just want to consider other options, you can look into travel insurance or private insurance specifically for immigrants from healthcare providers. Private insurance for those 65 and over that is out of the healthcare exchange is usually difficult to find, expensive and has many exclusions.
Another thing to be wary of when purchasing travel health insurance or immigrant health insurance is whether or not the plan meets the minimum coverage dictated under the Affordable Care Act. If the plan does not meet the minimum threshold, you will be subject to a penalty fee. Considering this, it is probably in your and your parents’ best interest to buy health insurance through the healthcare exchange if possible.
Wading through the process to obtain healthcare insurance for your immigrant parents can be challenging. Consult an attorney at Kriezelman Burton & Associates, LLC with any questions regarding the law in relation to healthcare and what your options are.
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Brittni Rivera and her team (Carina Lopez) are fantastic! They are responsive, efficient and beyond compassionate. Brittni Rivera and her team treated me with dignity and respect as they patiently answered all of my questions. They didn't move on without making sure I understood each step. Their work ethic was impressive. It felt like they were an extension of my personal team. I can't say enough to convey my gratitude…
I decided to use the services of Kriezelman Burton & Associates, LLC, and Kevin was nothing short of professional and amazing. From the consultation to the final approval, he gave us confidence and reassurance throughout the entire process. When I first told him about my wife’s wish to change her status, the first thing he said was, “We will get it done.” Even during the USCIS pause, he continued to…
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Our experience with the firm was extraordinary. We worked with attorney Andrea Ochoa. Since the very first meeting we met, Andrea gave us all the confidence to proceed with our case. She always answered our questions shortly and offered clear guidelines to proceed. When my son's case received a notice of intent to deny, she planned how to fight that decision effectively. We totally recommend everyone to trust their case…
I just want to say huge thank you to Mr. Kevin A. Raica. for everything he has done for me throughout my immigration case. When I first came to Kevin, he explained the SIJS process clearly and walked me through the steps. We first needed to get the guardianship court order before moving forward with the I-360, and he connected me with a trusted attorney to help with that part.…
I cannot find the words to express my gratitude to Brittni Rivera! She literally saved my family. We had been waiting seven years for what she accomplished in just three weeks. I was impressed by how accessible the office is—they always answer calls very quickly. A special thank you to paralegal Nataliia Melnyk. You are my heroes. Thank you.
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Kevin Raica and his team handled my immigration application and i can other recommend them enough. They made a stressful process very easy. They are very knowledgeable in this area and helped us at every stage from beginning to end.
Brittni Rivera She is my Attorney from 2017 Thank you so, so much. This truly wouldn’t have been possible without you, Brittni. Can’t wait to file for the green cards.
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